6 Things to do if you lose your job
Losing your job can be an extremely stressful time, especially if it happens unexpectedly. It can often leave individuals and families with a significant drop in income and a sudden inability to pay their bills. The good news is, there are steps that you can take to help you to…
Who should register for the VRS?
The Vulnerability Registration Service (VRS) provides vulnerable consumers with a way of sharing information on their circumstances with companies they have dealings with. People can choose to be pre-declined for credit applications – or, if they prefer, they can simply make companies aware of their circumstances, so that these can…
5 Ideas to help you to save money faster
Most of us have something we’re saving for, whether it be our first (or next) home, a dream holiday or just that jacket we saw the other day. The problem is, saving money is difficult and often takes a lot longer than we’d like it to (or than it needs…
New partnership between the VRS and Cifas
We're both proud and excited to share the news that we are collaborating with Cifas to host vulnerable consumers currently included in the Cifas Protecting the Vulnerable scheme on the VRS register. Cifas COO, Richard Freedman has said 'The Vulnerability Registration Service is singularly focussed on supporting the vulnerability agenda…
5 Strategies to stop emotional spending
People are experiencing and dealing with the current coronavirus crisis in different ways. For many, it has resulted in financial strain and for a lot of people, there has also been an emotional and mental toll. For anyone who has a tendency towards emotional spending, this is a dangerous time…
How to cope with money worries
Many people experience money worries at some point in their lives – and thanks to the widespread impact of the Coronavirus, this is true now more than ever. The problem is that worrying about our financial situation alone, doesn’t improve it. In fact, often it’s those anxieties which drive us…
5 Tips to help you clear your debts faster
It can feel completely overwhelming when your debts start to mount up and often, our instinct is to bury our heads in the sand and hope that the problem goes away. Of course, this is the very worst thing that you can do – but the good news is that…
What to do if you’ve been scammed
It’s a horrible feeling to discover you’ve been scammed and it can often lead to a sense of being powerless. Of course in an ideal world, you’ll be able to spot a scam before the worst happens, but If you’re ever unlucky enough to be the victim of a scam,…
How to Spot a Scam
Financial vulnerability can happen for all sorts of reasons and it can happen to anyone. Bereavement, redundancy, disability, marriage breakdown… just a few of the tragic and often unexpected life events that can lead to a sudden change for the worse in our financial circumstances. The problem is, when we’re…
How to budget on a small income
Budgeting is important no matter what your income so that you can keep track of your finances and achieve your financial goals. Of course, budgeting on a low income can be challenging – it isn’t just a case of what to do with your surplus income, but more how to…